How Are Workers’ Compensation Benefits Paid in Florida?
At MLG Injury, our Florida workers’ compensation attorneys know that each workplace injury or illness, and the resulting claim, is unique.
While workers’ compensation coverage is paid by Florida employers at no cost to the employees, it is the employee’s responsibility to report a work-related accident as soon as it happens and to seek medical care immediately.
When pursuing worker’s compensation benefits, one person’s needs will differ from another’s, based on the type of injury, the length of their recovery, and whether any permanent damage occurred.
Here is what Florida employees need to know about filing a workers’ compensation claim and how it is paid.
What Does Florida Workers’ Compensation Cover?
Florida’s workers’ compensation laws allow employees to seek benefits after accidental injuries and diseases arising out of the course of their employment.
Whether it is a slip and fall injury that happened at work or long-term exposure that led to an illness, the employer’s workers’ compensation coverage may entitle the employee to medical treatment and wage replacement benefits, based on their unique circumstances.
First, workers’ compensation provides access to medical care since the injury or illness is the cornerstone of the claim.
In Florida, workers compensation medical benefits include:
- Doctor visits
- Physical therapy
- Medical tests
- Prescription drugs
Depending on the extent of the injury, the worker may need to work in a restricted role, including one that does not aggravate the injury, or fewer hours to accommodate treatment.
Some workers may not be able to return to work for an extended period, or at all.
In each of these cases, wage replacement benefits may be available through workers’ compensation.
What Types of Wage Replacement Benefits are Available Through Workers’ Compensation in Florida?
When an employee makes less in a restricted role at work, or the inability to work at all, workers’ compensation wage replacement benefits equal two-thirds of their regular weekly wage before the injury.
Workers’ compensation wage replacement benefits may be paid at various levels, including:
- Temporary Partial Disability Benefits: Provided when the employee is released to return to work with restrictions.
- Temporary Total Disability Benefits: Provided when an injury or illness temporarily prevents the employee from returning to work.
- Permanent Impairment Benefits: Provided when an injury or illness causes physical, psychological, or functional loss permanently.
- Permanent Total Benefits: Provided when an injury causes permanent and total disability.
Workers’ compensation benefits for lost wages start on the eighth day that the injured employee is unable to work and is paid bi-weekly thereafter.
If you have been injured at work and are receiving resistance from the insurance company, contact our experienced workers’ compensation attorneys in Florida today to help pursue your claim, so you can access the medical and financial benefits you deserve.
Contact Our Skilled Workers’ Compensation Lawyers in Florida for a Free Consultation
To determine the full extent of your injuries and pursue the workers’ compensation benefits you are entitled to for your work injuries, contact our experienced Florida personal injury lawyers at MLG Injury to schedule a free consultation today by calling 888-904-2524.