Should I Share My Medical Records with the Insurance Company?
At MLG Injury, our Florida personal injury attorneys know that the key to each of our client’s successes — inside and outside the courtroom — is proving they suffered physical damages during a vehicle collision, slip and fall incident, at-work accident, or another injurious circumstance.
That proof will come directly from our client’s medical records, which reflect their overall short- and long-term treatment needs and their physician’s care recommendations.
In short, medical records are the cornerstone of your personal injury case.
This fact also makes your medical records valuable to the insurance company.
Here is why.
Sharing Your Medical Records with the Insurance Company Can Damage Your Florida Personal Injury Claim
After a car accident or another personal injury occurs in Florida, the negligent party’s insurance company will immediately try to contact you.
Not only will they try to get you to take some form of responsibility for the accident, but they may explain that the only way they can evaluate your injuries and pay your claim is to see your medical records. This is misleading.
The Health Insurance Portability and Accountability Act of 1996, or HIPAA, states that no one including an insurance company can view your medical information without your written permission.
To get around this important law, insurance companies may provide documents they say require your signature to move forward with a claim. This, too, maybe misleading, as they could contain a waiver that releases your complete medical records.
Why Should I Keep My Medical Records From the Insurance Company?
Along with your accident and injury medical records, the insurance company may gain access to your complete medical history, including that which is not associated with the crash.
That means they will have access to your past illnesses or injuries and will use that information to blame your current medical problems on pre-existing conditions or previous injuries to avoid paying your full financial recovery needs.
The insurance company is going to do all it can to undervalue or deny your personal injury claim. Providing access to your medical records will only help support their side of the argument. We can help you avoid this common mistake.
Contact Our Experienced Personal Injury Lawyers in Florida for a Free Consultation
Contact our experienced Florida personal injury attorneys at MLG Injury to schedule a free consultation today by calling 888-904-2524 to learn how we can help you pursue the liable party’s insurance coverage for your complete financial recovery.